Powered by Blossom Save · up to 7.00% p.a.
Health cover that saves alongside you.
Jiva pairs your insurance plan with two high-yield savings accounts — so you're never caught short by an excess, dental bill, or out-of-pocket scan.
- Takes about 3 minutes
- No credit card required
- Cancel anytime
- Bank-grade security
Jiva Stasis
Builds your insurance excess in a high-interest account — ready when you need it.
Jiva Selfsure
For dental, optical and physio. Pays for what insurance won't.
Virtual debit card
Pay providers instantly from either account. Apple & Google Pay ready.
Lower premiums
Higher excess = lower fortnightly premium. We do the maths.
How Jiva works
A simple three-step flow that turns your insurance excess into a savings goal.
1
Tell us about you
Personal details and your current insurance plan — or pick one with us.
2
Pick your excess
Choose a level from $0 to $10,000. We size your premium and savings target.
3
Save and protect
Auto-contribute via Akahu. Earn up to 7.00% p.a. with Blossom Save.